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These are the six places the pressure usually sits. Pick the one that reads like yours — each page opens on the question, then answers it.

Financial services & insuranceAI governance, model risk, sustainable finance and disclosure Public sector & governmentInnovation policy, AI in public administration, regional strategy Defence & critical infrastructureSovereignty risk, procurement assessment, dependency mapping HealthcareAI maturity and governance, health data, change management, outcomes SMEs & exportersMarket analysis, entry planning, lead generation, compliance Scaleups & investorsGrowth strategy, regulatory readiness, impact frameworks, due diligence
Or start from the discipline rather than the problem — our six service areas: AI governance Geopolitical intelligence Data analytics Innovation Internationalisation Sustainability

Sectors

Financial services & insurance Public sector & government Defence & critical infrastructure Healthcare SMEs & exporters Scaleups & investors

Services

AI governance Geopolitical intelligence Data analytics Innovation Internationalisation Sustainability

Company

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Theme

Ethical AI in life and non-life insurance

The challenge

European insurers face rising regulatory and societal pressure to adopt AI while carrying a long history of social controversy. The work had to balance transparency against data privacy, avoid bias and discrimination in models, and meet the expectations of clients, companies and society at once. AI adoption at this scale needed a structured way to manage the ethical dilemmas that arise in real use cases.

How we worked

  • A workshop-based methodology involving technical experts from actuarial science, data science and compliance
  • Combination of existing governance frameworks, academic literature and sector expertise
  • Conducted with the Danish trade association for insurance companies and pension funds

Ethical AI in life and non-life insurance

What came out of it

The ethical-dilemma mapping tool lets insurers assess the trade-offs in a given AI use case across fairness, transparency and governance, and record the reasoning behind the decision they take.

Published — Public framework, October 2024